In the UK’s bustling business world, GC Business Finance is a reliable ally for SMEs. It offers financial help to grow their businesses. As a part of The Enterprise Fund Limited (TEF), GC Business Finance is approved by the Financial Conduct Authority (FCA). This means they follow strict rules to keep their clients safe1.
GC Business Finance knows SMEs have special needs. Through its arm, BFS Funding Managers Ltd, they provide many funding choices. These options help businesses at all stages, from new to well-established. They lend from £500 to £300,000, meeting many financial needs2.
GC Business Finance is all about helping the North West’s entrepreneurs. They have a team ready to help. They use their big network and knowledge to help businesses grow. GC Business Finance guides them through start-up, growth, and even international trade2.
Understanding GC Business Finance Services
GC Business Finance is part of The Growth Company Limited Partnership. It offers financial solutions for businesses in the UK. They follow strict FCA regulation to keep clients safe3.
Financial Conduct Authority Regulation and Compliance
GC Business Finance follows the Financial Conduct Authority (FCA) rules closely. This means businesses can trust them when looking for business finance solutions and UK enterprise funding3.
The Growth Company Limited Partnership
GC Business Finance is part of The Growth Company Limited Partnership. This partnership helps them offer a wide range of financial services. They help businesses of all sizes, from start-ups to big companies4.
Business Finance Solutions Overview
GC Business Finance offers many services like start-up loans and growth financing. They also help with international trade. Loans can be from £500 to £300,000, fitting different business needs34.
| Service | Loan Amount |
|---|---|
| Start-up Loans | £500 – £25,000 |
| Growth Financing | £25,000 – £300,000 |
| International Trade Support | £25,000 – £300,000 |
“Our commitment to compliance and client-centric approach sets us apart, ensuring businesses can confidently navigate their growth journey.”
– GC Business Finance Executive
Range of Funding Solutions for UK Businesses
GC Business Finance offers many financing options for UK businesses. They help small and medium-sized businesses (SMEs) with loans from £500 to £25,000. They also provide growth loans from £10,000 to £300,000 to support growth and expansion5.
For businesses trading internationally, GC Business Finance has special financing. This includes export finance and help with cross-border trading, with loans from £25,000 to £250,0005. They also have the GC Angels investment programme. It offers equity funding from £25,000 to £2 million for different business stages5.
GC Business Finance makes applying for loans easy with a national network of advisers. They help with business plans and cash flow forecasts. They also offer support after the loan to help with growth and expansion6.
Their Pay As You Grow scheme is very flexible. It lets borrowers of Bounce Back Loans adjust repayment terms. This includes extending loan terms, taking repayment holidays, or making interest-only payments. This helps UK SMEs manage their cash flow and get the funding they need5.
Whether you need start-up support, growth capital, or international trade financing, GC Business Finance has it all. Their wide range of funding solutions and dedicated support can help your business grow56.
Start-up Support and Microfinance Options
At GC Business Finance, we get the unique hurdles start-ups and new businesses face. That’s why we’ve got a variety of solutions to help them grow. Our small business loans, from £500 to £25,000, give the financial push needed to make innovative ideas work7.
Small Business Loans (£500 – £25,000)
Our start-up loan application process is easy and open to all. Our support team is here to guide you every step of the way, making it smooth7.
Application Process for New Enterprises
We focus on supporting new businesses with fresh ideas and growth potential. We welcome applications from a wide range of start-ups, including first-time business owners and tech innovators8.
Eligibility Criteria for Start-ups
Through our partnership with the Northern Powerhouse Investment Fund (NPIF) and River Capital, we offer a range of microfinance options. This recent investment in Locally Owned shows how we’re helping start-ups make a difference in their communities7.
| Funding Solution | Eligibility | Key Features |
|---|---|---|
| Start-up Loans (£500 – £25,000) | New businesses, first-time entrepreneurs, tech start-ups | Accessible application process, dedicated support, focus on innovative ideas and growth potential |
| NPIF-GC and River Microfinance | Small businesses in the North, ranging from £25,000 to £100,000 | Funding for expansion, community impact, partnership between GC Business Finance and River Capital |
| GC Angels Investment Programme | SMEs seeking early-stage, scale-up, and growth risk capital (£25k to £2m) | Access to equity investment, support for business growth and development |
At GC Business Finance, we’re dedicated to helping start-ups and new businesses succeed. We offer a variety of microfinance options and tailored support78.
“GC Business Finance has been instrumental in helping us secure the funding needed to expand our operations and better serve our local community. Their expertise and guidance have been invaluable in our journey as a new business.”
–Michael Peasgood, Founder of Locally Owned Ltd
Growth and Expansion Financing
GC Business Finance offers loans from £10,000 to £300,000 for growing businesses9. These funds help with hiring, introducing new products, or expanding. Loans are custom-made for each business, with flexible terms to aid in growth1.
The Growth Company’s GC Business Finance has given £125 million to almost 10,000 start-ups in the UK9. Since 2012, they’ve supported 68,458 start-ups with £678 million in loans9. Last year, 40% of their support went to female-founded businesses, and 21% to ethnic minority founders9.
GC Business Finance’s loans help established SMEs grow. Their team has grown from four to 17, thanks to a national contract with the British Business Bank9.
| Loan Details | Loan Amounts |
|---|---|
| Loan Range | £25,000 to £100,0001 |
| Representative APR | 18.40%1 |
| Loan Term | 60 months1 |
| Loan Arrangement Fee | 2%1 |
| Annual Monitoring Fee | 1%1 |
GC Business Finance has a strong track record in supporting growth. For instance, Craft + Common got a £50,000 loan to start9. VegVan in Loughborough used £25,000 to buy a food van for growth9.
GC Business Finance offers a wide range of financing options. They help established SMEs grow through business expansion loans, SME growth funding, and capital investment.
International Trade Support and Funding
GC Business Finance helps businesses in international trade. They offer export finance solutions from £25,000 to £250,000. This support is for cross-border trading and international business development10. They assist UK businesses in global markets.
Export Finance Solutions
The Department for International Trade gives grants of £1,000 to £9,000 for growth abroad10. GC Business Finance helps unlock this funding. They support businesses in expanding globally.
International Business Development Support
GC Business Finance’s International Trade Services have helped thousands since 200710. They help businesses of all sizes grow internationally. They support growth into global markets.
- They run workshops for exporters to explore new markets10.
- GC Business Finance offers market research services for different countries10.
- They fund for export, innovation, R&D, trade missions, and market visits10.
- The “Selling online overseas” service helps reach over 2 billion consumers worldwide10.
Cross-border Trading Assistance
GC Business Finance’s Global Scale-Up Programme supports Greater Manchester businesses expanding11. They offer courses on export documentation and procedures11.
Manufacturing and construction businesses need EN 1090 certification for Europe11. GC Business Finance guides through this process. They ensure companies meet requirements for cross-border trading.
“Our clients have reported significant business growth, with one business growing by 400% in the past 12 months after receiving support from GC Business Finance.”10
GC Angels Investment Programme
The GC Angels Investment Programme, run by GC Business Finance, offers equity investment from £25,000 to £2 million12. It connects businesses with over 400 associate investors. This gives access to pre-qualified deals and co-funding options13. A team of equity specialists at GC Angels aims to help high-potential businesses grow and expand13.
Investors can join in on high-risk ventures without all the risk, alone or with others13. The programme also offers support like transaction help, mentorship, and legal advice. This makes investing smooth and easy13. Investors can also use their knowledge and networks to help businesses grow fast13.
GC Angels has invested over £25.5 million in more than 30 businesses in recent years12. They’ve given £100,000 to tech start-up Housemates14 and £140,000 to Collctiv, a Manchester app14. GC Angels is ready to help businesses face today’s economic challenges. Nearly 80% of SMEs saw revenue drops in 2020 because of Covid-1914.
FAQ
What is GC Business Finance?
GC Business Finance is a trading name of The Enterprise Fund Limited (TEF). TEF is authorised and regulated by the Financial Conduct Authority (FCA). It is a subsidiary of The Growth Company Limited and operates through BFS Funding Managers Ltd (BFS), also FCA regulated.
What types of funding solutions does GC Business Finance offer?
GC Business Finance offers various funding solutions for UK businesses. These include start-up loans (£500 – £25,000), growth loans (£10,000 – £300,000), and international trade financing (£25,000 – £250,000). They also offer equity investment through GC Angels (£25,000 – £2 million).
How does GC Business Finance ensure compliance and security for its clients?
GC Business Finance operates under strict FCA regulations. This ensures compliance and security for its clients. As part of The Growth Company Limited, they provide a wide range of financial solutions tailored for UK businesses.
What is the application process for start-up loans with GC Business Finance?
The application process for start-up loans with GC Business Finance is designed to be easy and straightforward. They focus on supporting innovative ideas and helping new businesses start. Specific details on the application process and eligibility requirements are available through their dedicated support team.
How can established businesses use growth loans from GC Business Finance?
GC Business Finance provides growth loans ranging from £10,000 to £300,000 for established businesses. These funds can be used for various purposes, such as hiring new staff or expanding operations. The loans are tailored to meet specific business growth needs and come with flexible terms.
What kind of support does GC Business Finance offer for businesses engaged in international trade?
GC Business Finance offers specialised support for businesses engaged in or looking to enter international trade. Their export finance solutions range from £25,000 to £250,000. They provide comprehensive assistance to help UK businesses navigate global markets.
How does the GC Angels programme work?
The GC Angels programme, operated by GC Business Finance, provides equity investment ranging from £25,000 to £2 million. It connects businesses with over 400 associate investors and offers in-house co-funds. This professional service is driven by equity specialists, aiming to provide capital and expertise to high-potential businesses.
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